From Calvin's Institues:
That this distinction may be the more manifest, we must consider that the providence of God, as taught in Scripture, is opposed to fortune and fortuitous causes. By an erroneous opinion prevailing in all ages, an opinion almost universally prevailing in our own day, i.e., that all things happen fortuitously, the true doctrine of providence has not only been obscured, but almost buried. If one falls among robbers, or ravenous beats; if a sudden gust of wind at sea causes shipwreck; if one is struck down by the fall of a house or a tree; if another, when wandering through desert paths, meets with deliverance; or, after being tossed by the waves, arrives in port and makes some wondrous hair-breadth escape from death -- all these occurrences, prosperous as well as adverse, carnal sense will attribute to fortune. But whoso has learned from the mouth of Christ that all the hairs of his head are numbered (Matt. 10:30), will look farther for the cause, and hold that all events whatsoever are governed by the secret counsel of God.
I saw this on someone's Blog and just had to steal it! All I can say is AMEN!